Official Department of Veterans Affairs–recognized professionals providing VA debt help and benefit optimization
Expert debt relief for veterans designed to protect and maintain your security clearance status
Certified Servicemembers Civil Relief Act specialists ensuring full protection of your military rights and financial stability
Veterans Served
Success Rate in veteran debt relief programs
Average Debt Eliminated
Security Clearances Protected
Debt accumulated during or after service—especially during the transition to civilian life with income changes and career uncertainty.
Many servicemembers face high-rate personal loans that grow quickly during deployment or relocation.
Unpaid debts or delinquencies can endanger your security clearance and future employment.
Many veterans are unaware of VA debt relief programs, SCRA benefits, and financial assistance available through accredited services.
Relocation, medical expenses, and education costs can strain family budgets and increase long-term military debt.
Additional education expenses beyond GI Bill coverage, family education costs, or professional certification investments.
Maximize your VA disability compensation, GI Bill benefits, and home loan programs to eliminate or consolidate debt faster.
Activate Servicemembers Civil Relief Act protections, including capped interest rates, delayed foreclosures, and collection safeguards.
Use customized veteran debt relief strategies that keep your finances secure and your security clearance protected.
Access branch-specific military debt relief programs, emergency financial assistance, and family support funds.
Get professional financial counseling for military families, including debt management during deployment or relocation.
Work with veteran financial counselors who understand your service record, military benefits, and post-service financial challenges.
“After leaving the Army, I had over $45,000 in credit card debt. APFSC’s veteran debt relief program helped me leverage my VA benefits and cut my payments by 60%. My clearance is safe, and I’m finally debt-free.”
Master Sergeant (Ret.) David R.
US Army Veteran, IT Contractor
“Transitioning from the Marines was financially tough. The team explained SCRA benefits I didn’t even know existed. They saved my home from foreclosure and reduced my military debt significantly.”
Sergeant Maria L.
USMC Veteran, Law Enforcement
“As an Air Force retiree, my service-related medical debt reached $38,000. APFSC helped coordinate VA financial assistance and debt consolidation, eliminating everything within 18 months.”
Senior Master Sergeant (Ret.) Robert K.
USAF Veteran, Federal Employee
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30021 Tomas St Suite 300
Rancho Santa Margarita, CA 92688
+1-800-682-4007 Customer Service
+1-800-738-4585 Enroll Debt.
+1-800-990-3735 (FAX)
© 2017 – 2025 American Pacific Financial Services Corp (APFSC). All rights reserved. APFSC does not loan money.
APFSC is a U.S. Department of Justice–approved 501(c)(3) nonprofit credit counseling agency. All Credit Counseling sessions are offered free of charge in compliance with federal and state guidelines.