American Pacific Financial Services Corp.
A 501(c)(3) Nonprofit Organization
Thank you for Contacting APFSC
Take the first step toward financial relief with personalized support and real solutions tailored to your situation.
“What stood out to me was the empathy and honesty. They weren't trying to sell me anything - they just game me the facts and helped me save over $9,000 in interest”
“The interest rates were crushing me. APFSC helped cut them in half and showed me a clear path forward. I can finally breathe - and my credit score is climbing”
Get Help With Your Debt
We help with debt from thousands of creditors, including these companies:
What do you get?
We’ll carefully analyze the information you share and provide:
✔ Money-saving recommendations
✔ A personalized budget plan
✔ An estimated debt management plan, including monthly payment and total savings
How it works
We’ll ask some questions about your debts, income, and expenses. To save you some time, we can pull some data from your credit report. The entire process is safe, secure, and confidential.
What do you need?
The more accurate the information, the more we can help, so it’s helpful to have recent utility bills, credit card bills, bank statements, and any other monthly statements on hand.
The sooner you start, the faster you’ll reach the finish line. Let’s start feeling better about your finances!
Explore Our Financial Education Topics
Tap into our growing library of guides, tools, and resources to take control of your financial future — no experience required.
BUDGETING
Build a Smarter Budget
Learn proven budgeting techniques, avoid common mistakes, and get access to free worksheets and tools.
CALCULATORS
Know the Numbers
Use our free calculators to estimate your savings, compare loans, and create a debt payoff plan.
BEST MONEY APPS
Top Budget & Credit Apps
Explore our picks for mobile apps that help you budget, track spending, and manage credit.
COLLEGE PLANNING
Prepare Financially for College
Discover how to pay for school, avoid excessive debt, and understand your financial aid options.
FINANCIAL EDUCATION
Learn at Your Pace
Access videos, webinars, and toolkits to build confidence with your money.
FAQS
Get Your Questions Answered
Browse common questions and helpful answers about budgeting, credit, loans, and more.
How would you like to start your journey?
We’re here to support you. Pick the path that’s right for you.
“APFSC gave me the structure and support I needed. I went from juggling six credit cards to making one easy monthly payment. I paid off over $18,000 in just under 3 years!”
Monica R.
San Diego | CA