American Pacific Financial Services Corp.
A 501(c)(3) Nonprofit Organization
APFSC is a U.S. Department of Justice–approved 501(c)(3) nonprofit credit counseling agency. All Credit Counseling sessions are offered free of charge in compliance with federal and state guidelines.
paul Drzymkowski
Great program just referred my daughter and her husband for the Services - 9/09/2026 
Mindy Moore
This is a great company they have helped me tremendously they have rolled in several of my accounts into 1 monthly payment so that I am able to pay my bills. I am so grateful. Give them a try it doesn’t hurt. - 9/09/2026 
Ricky Young
They've helped me manage my credit card debt. Thank you so much! - 9/08/2026 
Connie Furr
I'm grateful to have APFSC to take care of my Chase account. Trying to deal with Chase Bank was a nightmare. Thanks. - 9/08/2026 
Cathleen fontes
Apfsc has been a blessing to me for my capital one credit card! I am greatful that they have got me back on track - 8/11/2026 
Cynthia Slack
This is a great service. I have peace of mind knowing that I am doing the right thing! - 8/08/2026 
Tony Serna
We have used APFS for the last five years exclusively and enjoyed a great relationship with them. We highly recommend their service. You won't be disappointed. - 8/08/2026 
Nancy Carpenter
This program has helped us to pay out extensive debt. We make one payment and then all of our bills are paid monthly at a much lower interest rate. So the payment is paying out the bills faster and we have less stress over our bills. Nancy and Bill Carpenter - 8/08/2026 
Gewahna Owens
HAvent hAd ne probs wit compAny... GettinG bills pAid - 8/08/2026 
Tom Michael
Ive used APFSC before and all went well. This time all is good as well. - 8/07/2026 
Linda Romo
I am very pleased with APFSC. I have been with them for several years and they are always helpful if I have any questions. It truly gives me peace of mind that they are handling my financial situation and helping me to resolve it. I recommend them highly for anyone who needs financial assistance. A+ company. - 8/03/2026 
Gale Tuthill
I just love these guys!!!!! They keep me reminded of the payment I’m making. Makes me feel good. - 8/03/2026 
Rose Missioni-Collins
This process has been a great opportunity for me. It takes care of several cards so I don't have to schedule payments myself. - 4/22/2026 
Adrienne Thomas
The experience I have received from this company is exceptional. The payments are made on time to my creditors, without me having to pay them individually. Than you. - 4/22/2026 
mindy Tyler
Although it was hard to contact someone but when I did WOW! I talked to the manager James who helped me get all my ducks in a row. Would recommend APFSC to anyone go needs a good financial plan to help get out of debt - 4/21/2026 
Andra White
This program has really helped me with a few credit cards almost paid off - 4/21/2026 
Nancy Rubin
They pay 6 of my bills every monthHave about one year left ! - 4/17/2026 
Wizz inator
Pretty black and white. Just gotta make sure you make your payments each month. - 4/16/2026 
Ed Hendricks
APFSC has been great to work with. We’re pleased the dealt consolidation and quick progress that we are already seeing in our account balances!Highly recommend is you need your debt to be repaid. - 4/16/2026 
Bob Levesque
If you are in debt, these are the people to help you out. - 1/30/2026 
Brenda Muellenberg
Very Happy about this program and how it helped me with credit card debt - 10/14/2025 
Karen Cole
Always so helpful and looking out for my best interest - 9/18/2025 
Kyle Christensen
APFSC has been so easy to work. They are on top of things and have gotten things done really fast. They have been reliable and responsive. - 9/04/2025 
Nicolle Albert
They answered all my questions before I enrolled, and were very patient. So far everything is going as was explained and per the agreement. - 8/29/2025 
jesse clark
They have been amazing - 8/28/2025 
Ronald Krause
Your Advisers were very helpful and helpful Thank You Ronald Krause - 8/26/2025 
Aj Hogan
Great company to work with that really cares about getting you out of debt. No hassle, no pressure, just results. - 8/25/2025 
James Briski
It's nice that they give a heads up every month that a payment is due. So I can plan accordingly. Good company to work with ! . - 8/25/2025 
LaTasha Glover
They are really a great support in keeping my credit in tack.... much appreciated💕 - 8/22/2025 
Gale Tuthill
This is so easy just sign up and at my age one less thing to worry about. - 8/21/2025