American Pacific Financial Services Corp.

A 501(c)(3) Nonprofit Organization

My Money: Learn, Manage, and Take Control of Your Financial Life

Understanding how your money works is the first step toward building a more stable and secure future. At APFSC, we believe financial education is the foundation of long-term success. That’s why we created My Money—a resource hub designed to help you make smarter decisions with your income, spending, savings, and credit.

Whether you’re just starting to budget, trying to break the cycle of debt, or planning for a major financial goal, this section is your guide. With the right tools, support, and information, you can take control of your finances—starting today.

Choose Your Credit Card Debt Amount for a Free Savings Analysis and Free Credit Report

Debt Amount

3000

First Name

Last Name

Email

Phone

APFSC is a U.S. Department of Justice–approved 501(c)(3) nonprofit credit counseling agency. All Credit Counseling sessions are offered free of charge in compliance with federal and state guidelines.

Explore Our Financial Education Topics

Tap into our growing library of guides, tools, and resources to take control of your financial future — no experience required.

BUDGETING

Build a Smarter Budget

Learn proven budgeting techniques, avoid common mistakes, and get access to free worksheets and tools.

Explore Budgeting

CALCULATORS

Know the Numbers

Use our free calculators to estimate your savings, compare loans, and create a debt payoff plan.

Try Calculators

BEST MONEY APPS

Top Budget & Credit Apps

Explore our picks for mobile apps that help you budget, track spending, and manage credit.

See the Apps

COLLEGE PLANNING

Prepare Financially for College

Discover how to pay for school, avoid excessive debt, and understand your financial aid options.

Plan for College

FINANCIAL EDUCATION

Learn at Your Pace

Access videos, webinars, and toolkits to build confidence with your money.

Start Learning

FAQS

Get Your Questions Answered

Browse common questions and helpful answers about budgeting, credit, loans, and more.

Start Learning

Let’s Take on Debt Together – Choose How You’d Like to Connect

Whether you’re ready to get started or just have a few questions, we’re here to talk. No pressure — just honest support and real solutions.

Call, text, email, or chat — your journey to financial relief begins with a simple conversation.

Call Us – 1-800-682-4007 Text Us – Text “RELIEF” to 833-533-3216

Email Us – [email protected] Live Chat – Start a session online

Online Enrollment Counselor Meeting Request

Get in touch to get a quote

Thank you for reaching out! Expect answers to your questions or a quote shortly.

To receive prompt assistance, please write down your questions or request for a quote in the contact form below.

By clicking submit

I agree to receive emails, SMS text messages, phone calls and automated voicemail messages including pre-recorded calls of account updates and customer service messages from APFSC. SMS Frequency varies. Text HELP to 833-533-3216 for help, and text STOP to 833-533-3216 to end. Msg&Data Rates May Apply. By leaving this box unchecked you will not be opted in for SMS messages at this time. Click here for Privacy Policy and Terms of Service.