Free HUD-Approved Housing Counseling | APFSC

Wipe Out Unsecured Debt & Get Free Housing Counseling Support

Struggling to keep up with credit cards, medical bills, or rent? At APFSC, we help individuals and families across the U.S. reduce unsecured debt and avoid eviction with trusted, nonprofit housing counseling. Our certified counselors can guide you through options like debt management plans and hardship assistance — helping you regain control and protect your home.

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    © 2017 – 2025 American Pacific Financial Services Corp (APFSC). All rights reserved. APFSC does not loan money.

    © 2017 – 2026 American Pacific Financial Services Corp (APFSC). All rights reserved. APFSC does not loan money.

    APFSC is a U.S. Department of Justice–approved 501(c)(3) nonprofit credit counseling agency. All Credit Counseling sessions are offered free of charge in compliance with federal and state guidelines.